Credit Card Data & Statistics for Context & Insight (Visual)

This article serves as a reference for credit card data and statistics. We spent 20+ hours cleaning, analyzing, and visualizing data from the Federal Reserve to provide a comprehensive yet succinct summary of consumer credit card facts and trends. We represent almost all the data through visualizations. Using this data as a reference, consumers can

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Three C’s of Credit: Meaning & Use in Credit Analysis

Credit scores quantify a consumer’s reliability to repay debt based on metrics like payment history and credit mix. These metrics work because they’re numerical and universal, but used alone they misrepresent borrower worthiness. That’s why there are other factors. The three C’s of credit used to contextualize borrower worthiness are Capacity, Collateral, and Character. They

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Quality Investing: Definition, Strategy & Example Stocks

Quality is easy to fake. That’s why poor performers get hired and bad used cars get sold. Investing is no exception. With a quality approach, traders go long on winning stocks using predefined qualitative and quantitative criteria. Quality investing is a portfolio strategy that identifies companies with outstanding prospects based on criteria in matters of

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