Data & Finance for Work & Life
Credit builder loans are designed to help consumers do one thing: quickly improve their credit score at reasonable interest rates. In most cases these loans last a minimum of 12 months. But what if you want to run the gantlet of a 6-month credit building spree? You can, in 5 ways: (1) use a 6-month …
13 Best 6-Month Credit Builder Loans & Alternatives (2023) Read More »
Finding and choosing the right no credit check loan is important. They’re hard to identify and usually have hefty APR rates, so you need to consider all the options. This kind of credit requires either (1) a high interest rate, (2) collateral, or (3) the use of existing lines of credit in creative ways. In …
When your credit is below 670 on the FICO 8 scale, lenders call it “fair.” If it’s below 580, they call it poor. These scores prevent you from accessing affordable credit, and when you do, the rates are often painfully high. So consumers turn to credit repair strategies, such as disputing erroneous items on credit …
Secured Credit Card No Deposit: 15 Best Options (2023) Read More »
Bad credit means higher interest rates and a lack of access to many financial services. In most cases, improving your credit requires long-term tactics like consistent on-time payments and minimal debt balances. That said… About 15%12 of consumers have a mistake on a credit report that they can quickly dispute to improve their score. This …
Communication requires training. Even so-called “natural communicators” like Jim Rohn use continued learning to expand their influence and to build better relationships. The author famously said, “Take advantage of every opportunity to practice your communication skills so that when important occasions arise, you will have the gift, the style, the sharpness, the clarity, and the …
Skill acquisition is important, whether it’s to pivot directions or diversify your assets for professional development. Examples include pivoting from finance to data analytics, or getting certified for AWS Cloud Computing. We’re in luck because e-learning platforms like PluralSight and Udemy provide digital spaces to do just this. The challenge is that it’s hard to …
PluralSight vs. Udemy: Which is Better? (2023 Review) Read More »
Choosing the right Tableau course is important. You need a well-structured course that’s broad in scope, engaging, and requires a reasonable time commitment. In this guide, I ranked and reviewed the 15 best Tableau courses, as well as our top 5 picks so you can choose the one that’s best for you. Best Overall (LinkedIn …
Choosing the right laptop as a data scientist is an important step. From accessing and hosting databases to running queries and code, you will need a laptop that’s powerful, durable, reliable, and portable. In this guide, I ranked and reviewed the 14 best laptops for data science, along with our top 5 choices, so you …
Everyone knows companies earn income by selling products and services, and some people know companies can earn income by selling assets for more than their book value (gains). However, few people outside the world of finance know that companies earn income on changes in market conditions such as foreign exchange rates and stock prices. When …
Other Gain: Definition, Examples, Synonyms & Journal Entries Read More »
If money makes the world go round, debt is the oil on its axis. Debt allows companies to buy large assets that would otherwise be inaccessible, and assets allow companies to generate profit through the sale of products and services. But not all debt is equal. Some of it is short-term, some long-term; some of …
Total Debt: Definition, Formula & Step-by-Step Examples Read More »
